Every business, especially as it grows, needs transportation.  Many business owners start using their own personal cars, but as the company prospers, then they buy vehicles under the name of their companies.
   One must be careful when using personal vehicles related company business.  Many personal cars tend to have lower insurance limits than those required for a company.  Should an accident occur and a suit be filed, low coverage may mean that the car owner could be responsible for what the personal insurance does not cover.
  Another factor to consider is that you can deduct the cost of commercial insurance as a business expense on your taxes (Check with your accountant).
  Commercial Auto Insurance is one of the products we at Guzman Insurance Services provide the most.  Although their cost tends to be higher than that of personal insurance, it offers businesses a more accurate protection for their purposes.
 Call our office for a free estimate. Tel. 301-929-8700